Real Estate Analyst – DAR

Website Calvert Home Mortgage Investment Corporation

Position Title:  Real Estate Analyst

Position reports to: Vice President, Risk and Information & Real Estate Valuation Manager

Position status:  Full time

Position category: Permanent

Location: Calgary, Alberta and open to Candidates working remotely with experience appraising in AB and/or Ontario

Work hours: Monday – Friday 8am – 5pm (40 hours/week)

Calvert Home Mortgage Investment Corporation (CHMIC) is an alternative mortgage lender specializing in short term mortgages in the Alberta and Ontario real estate market for more than 45 years. The company as helped more than 7,000 people in new purchased, refinancing or debt consolidation mortgages.  Our mission is to be trusted advisors, offering and effortless experience for the financial success of others.

We are looking for a Real Estate Analyst to be apart of an exciting growth-focused company who truly cares about its employees. At Calvert Home Mortgage we care about our culture and having a positive work environment which will allow you to thrive and be a contributor to the long-term success of the company.

At Calvert Home Mortgage, we offer competitive salaries, a bonus program, share ownership, extended health and dental benefits, a free on-site fitness facility, a location that avoids the downtown commute and free parking.


As a Real Estate Analyst on the Mortgage Underwriting team, you will research property and real estate information to analyze and value real estate. You’ll be working with a team two or more Appraisers within the company to share the work load, learn from each other and peer review analyses. With the account manager and underwriting team, you will conduct due diligence on real estate and mortgage transactions and make property risk recommendations.


In order to drive innovation and efficiency, we execute large and small-scale property, credit and debt analytics.  To this end, a successful Real Estate Analyst knows how to quickly blend and analyze data from multiple sources. As an organization, we aim to be trusted advisors, offering an effortless experience in providing short-term lending solutions for the personal and financial success of those with whom we work.  Offering the best solutions is highly dependent on the analysis of each individual loan application and the real estate that is the basis of that loan security. We value a productive, proactive and fast-paced office environment.


Calvert’s Analyst serves the Underwriting team by being a detail-oriented investigator. Think of the Underwriting team as your customer, and your goal is to help set them, and the rest of the team up for success when they communicate with their clients and helping Calvert Home Mortgage customers fund their dreams.

Be meticulous and focused on gathering and reviewing all relevant data related to real estate, real property, property improvement plans, property improvement and income expense analysis. You will organize and summarize this information in a way that will serve Calvert’s goal of unprecedented speed, without ever sacrificing accuracy and protection of company assets. You will enjoy this position and workplace if you value learning.


Your ability to adapt to shifting priorities, demands and timelines allows for you to effectively prioritize and execute tasks in a time sensitive environment. Effective and efficient use of computers and specialized software is central to this role.  While holding a DAR, CRA or AACI candidacy or designation in Property appraisal will be required, training is provided. You will learn from your team and industry professionals how to be the best at serving clients while exceeding industry standards in terms of customer service, and speed of service.

75% – Property Valuations

  • Research, verify and validate real property details
  • Value a variety of residential properties in Alberta and Ontario and review appraisals with a detailed approach
  • Analyze real estate security risk, marketability concerns and economic real estate trends
  • Prepare desktop reports on valuation analysis and risk levels and present to the appropriate team member
  • Evaluate residential/commercial appraisals with a detailed approach, escalating any marketability and other risk concerns
  • Mentor and learn with team members in the valuations team as well as underwriters on valuing a variety of residential properties in Alberta and Ontario as well as reviewing third party appraisals
  • Review and critique property related documents and reports (condominium documentation, environmental reports)
  • Assist other underwriters with questions or concerns regarding the risk analysis of the property security

15% – Research, Analysis and Reporting

  • Maintain knowledge of all applicable valuation/appraisal guidelines, and underwriting guidelines related to property security
  • Verify/validate all required property information relative to a ‘full service’ environment
  • Gather and document necessary reports regarding a property and its improvements, or planed improvements (many reports require hypothetical assumptions on renovation or development work)
  • Property Research and Business Model Research
  • Be an Investigator who is always searching for fine details to serve the Underwriting team
  • Work in a collaborative team performing market analysis and researching transactions, industries and financial information
  • Contribute to presentation materials, reports and schedules for client engagements
  • Research and verify to communicate adequately and with conciseness the information which the customers need
  • Research, summarize and compile economic and real estate statistics data and forecasts

10% – Data Management

  • Manage Customer Relationship Management (CRM) tool data to keep Client files updated, and the team aligned
  • Demonstrate ability to develop processes and structures to manage information and workflows;
  • Improve data quality by automating processes, and creating reports and company dashboards
  • Providing support to Residential Underwriters with additional duties as required.


Calvert Home Mortgage’s purpose is to be trusted advisors, who offer an effortless experience, and are committed to the personal and financial success of their clients. We are a team of focused individuals who care about both our internal and external clients, and who serve each other by delivering the most timely and competitive service.


An opportunity to be a part of a culture committed to truly making a difference in the personal and financial success of others. We are an equitable employer offering a wide range of employee benefits, including a competitive salary, bonus program, opportunity for share ownership and extended health and dental benefits. Full training and support for the individual to be successful in this role will be provided.

For more information about Calvert Home Mortgage Investment Corporation, please visit our website at


If you are a goal-oriented, self-motivated professional who is seeking a challenging career in a dynamic and growing company we encourage you to apply. To apply, please visit our careers page:

We wish to thank all applicants for their interest, however, only candidates selected for interviews will be contacted. No telephone inquiries, unless required for accommodation purposes.

To apply for this job please visit